One of the easiest ways to save when looking for auto insurance online, is to have a deductible of $500 or $1000 instead of the minimum. Paying for minor accident expenses will save you money over the life of the car.

Some cars are more costly to insure than others because they're expensive to repair, have a poor safety record or are frequently stolen. So when buying a new car be aware of how it rates in these areas. But if you do buy a car that's expensive to insure, it's possible to lower your insurance by installing devices that reduce the theft or safety risk. And if you've installed this equipment, be sure to note that on the auto insurance online form.

If you have a good medical or health plan, it may help you get even lower auto insurance online quotes. If your plan duplicates the auto insurance medical coverage, you can either eliminate it or carry just the state-required minimum.

The preceding tips can allow you to save with all auto insurance policies. But when you're comparing auto insurance online, also be aware of the various discounts that insurers offer. These include such things as lower rates for people over 50, students who get good grades or low-mileage drivers. So ask what's available when choosing a company.