Auto insurance: Where can you find the best auto insurance?
By: Ron Sward
http://www.1st-AAA-insurance-mall.com/

So you have NO FAULT Auto Insurance What does that mean? Should you care? Of course you should. Research your state or province's insurance requirements. If possible, consult with your auto insurance broker. Failing that stop in at your local auto insurance office and ask. But I can help you here a little bit. Auto accident investigators often have problems assessing blame when there is an accident. Hence No Fault Auto Insurance. The laws enacting No Fault Auto Insurance help keep the cost of auto insurance low. Under no fault car insurance laws, you can't sue another party for damages and medical bills unless they total more than a certain amount The amount varies by state or province.

Here is a list of states that have No Fault Auto Insurance. State Liability limits No Fault Law?
(in thousands of dollars)
Alabama 20/40/10* No
Alaska 50/100/25 No
Arizona 15/30/10 No
Arkansas 25/50/15 No
California 15/30/5 No
Colorado 25/50/15 Yes
Connecticut 20/40/10 No
Delaware 15/30/5 No
D.C. 25/50/10 No
Florida** 10/20/10 Yes
Georgia 15/30/10 No
Hawaii 20/40/10 Yes
Idaho 25/50/15 No
Illinois 20/40/15 No
Indiana 25/50/10 No
Iowa 20/40/15 No
Kansas 25/50/10 Yes
Kentucky 25/50/10 Yes
Louisiana 10/20/10 No
Maine 50/100/25 No
Maryland 20/40/10 No
Massachusetts 20/40/5 Yes
Michigan 20/40/10 Yes
Minnesota 30/60/10 Yes
Mississippi*** 10/20/5 No
Missouri 25/50/10 No
Montana 25/50/10 No
Nebraska 25/50/25 No
Nevada 15/30/10 No
New Hampshire***25/50/25 No
New Jersey 15/30/5 Yes
New Mexico 25/50/10 No
New York 25/50/10 Yes
North Carolina 25/50/15 No
North Dakota 25/50/25 Yes
Ohio 12.5/25/7.5 No
Oklahoma 10/20/10 No
Oregon 25/50/10 No
Pennsylvania 15/30/5 Yes
Rhode Island 25/50/25 No
South Carolina 15/30/10 No
South Dakota 25/50/25 No
Tennessee*** 25/50/10 No
Texas 20/40/15 No
Utah 25/50/15 Yes
Vermont 25/50/10 No
Virginia 25/50/20 No
Washington 25/50/10 No
West Virginia 20/40/10 No
Wisconsin*** 25/50/10 No
*Effective June 2000
** Property-damage liability only is mandatory
*** Liability insurance not mandatory; limits are for financial responsibility. Consult with your auto insurance broker for further information.

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